Bingo Card Creator.

Posted by admin on Nov 15, 2010 in Credit Cards | 3 comments

Bingo Card Creator.
Make Your Own Bingo Cards And Print Them Out.

Card Tearing eBook : How to Tear Cards
This is the most complete card tearing ebook available. It includes all major tearing techniques for ripping a deck of cards in half, lengthwise, quartering, and more! The 50+ pages of exercises included in this ebook are well worth the price alone!

Consumer Credit Card Rates Up Over Half-Percent Since January 1; Business Rates Hold Steady as Issuers Woo Business Owners

Posted by admin on Nov 15, 2010 in Credit Cards | 22 comments

Average credit card rates rose significantly again this week, and the average consumer credit card rate has increased by more than one-half percent since the beginning of the year, according to the weekly IndexCreditCards.com Credit Card Monitor.

The average credit card rate for standard, non-reward credit cards jumped to 13.17% this week, up from 13.02% just a week ago and 12.60% at the beginning of 2006. Credit cards offering rewards had an average rate of 14.26%, up from 14.09% last week and 13.80% at the beginning of the year. Consumers with the very best credit enjoy rates a bit nicer — 10.43% for non-reward cards and 11.73% for reward cards on average. Still, those numbers are up from 10.07% and 11.38%, respectively, on January 1.

College students who carry balances continue to get hammered by interest, with the average student credit card rate moving up to 15.77% this week. This compares to 15.59% last week and 15.18% at the beginning of the year.

“Rates had been rising before the new year, but the size of the recent jump is surprising,” said Justin McHenry, Research Director for IndexCreditCards.com. “You’d expect a slow rise as federal interest rates increase, but several issuers have also changed their rate ranges, meaning the base rates they offer new customers have jumped as much as a full percentage point.”

However, one group is avoiding rising credit card interest rates: small business owners. Non-reward business cards offered an average interest rate of just 11.43% this week, up only a bit from 11.33% when the year began. Similarly, business reward cards had an average 13.36% APR, up only slightly from 13.21% on January 1.

“For a number of reasons, credit card issuers really desire small business customers,” says McHenry. “They’re more likely to have higher purchase volumes, and of course the stories of business owners who financed their startups with credit cards is legendary, meaning many small businesses carry balances as they grow. In addition, starting a relationship with a small business owner today may mean a relationship with a large corporate customer in the future. As a result, small business owners can find credit card rates at a significant discount to those of consumers.”

Financial institutions represented in the survey include Advanta, American Express, Bank of America, Capital One, Chase, Citi, Discover, MBNA, National City, Providian, Pulaski Bank, U.S. Bank, Wachovia, Wells Fargo and more.

Recently Launched Site Informs Consumers About Best Rewards Credit Cards

Posted by admin on Nov 15, 2010 in Credit Cards | 6 comments

RewardsCards.com (www.RewardsCards.com)] announces its official launch. RewardsCards.com is a credit card Web site that offers tips and information to consumers who want to learn more about rewards credit cards and how to choose the best one.

RewardsCards.com is meant to be a useful resource for consumers who want information quickly on what the best credit cards are and what the latest new rewards programs are.

RewardsCards.com reviews every type of credit card out there, ranging from airline credit cards (frequent flyer cards) and small business credit cards to cash back credit cards, including Discover and many other cards that offer a true one percent cash back instead of “up to” one percent cash back. It features a list of the top three rewards cards, the top 15 gas credit cards, the top three cards with no balance transfer fee and zero percent APR, as well as the top 10 frequent flyer credit cards.

RewardsCards.com offers many great tips, including extra ways to earn points for airline mile programs and ways to make consumers’ purchases go farther. There is also debt consolidation information and ways to help people consolidate their credit cards. The site features articles such as, “Sneaky Credit Card Fees.”

The site reviews gas rebate cards in depth, which is useful information at a time when 2006 gas rates are predicted to hit record highs again. RewardsCards.com ranks the top gas credit cards as well as lists the ones that did not make the list.

Visitors of the site are free to post or e-mail the Web site and share their rewards experiences with a rewards credit card or rewards program, or even share a personal story about credit card debt.

RewardsCards.com is one of the selected sites currently offering the limited-edition Universal Entertainment King Kong MasterCard®.

RewardsCards.com will launch a version 2.0 in January. The site will feature a credit card search engine that will be customized to consumers’ needs, a mobile launch to help people quickly find card benefits and promotions for using their cards while on a cell phone and on the go, as well as many other added features that are typically not available in some credit card sites today.

Credit Card Nation: The Consequences of America’s Addiction to Credit

Posted by admin on Nov 15, 2010 in Credit Cards | 237 comments

Credit Card Nation: The Consequences of America’s Addiction to Credit

A stunning examination of how the credit card industry has changed the way Americans buy, loan, and live Credit Card Nation is part history and part expos of the damaging social and political consequences of America’s increasing reliance on credit cards. Using original research and consumer interviews, Manning analyzes the growth of the credit card industry and its related businesses by looking at the story of its consumers-the people who use credit for convenience and those who rely on it fo

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Learn how to HACK CREDIT CARDs

Posted by admin on Nov 15, 2010 in Credit Cards | 311 comments

Learn how to HACK CREDIT CARDs

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Posted by admin on Nov 4, 2010 in Credit Cards | 14 comments

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